We provide expert guidance in designing and implementing financing strategies across various sources, including bank financing, capital markets, and private equity.
Our Areas of Expertise
Financing Strategy
We assist our clients in defining a financing strategy aligned with their economic situation, business lifecycle stage and objectives.
We offer solutions for both new projects and the optimization of existing financing structures.
This involves:
Economic and financial analysis of the company, with particular emphasis on understanding financing needs and operational cash flow generation.
Advising on financing sources and their conditions, evaluating alternatives, and defining a strategy to implement.
Support and guidance in implementing the defined financing structure or adjusting the existing one. This may include:
Bank financing for investment projects in companies with mature and predictable historical cash flows.
Private financing for companies in initial stages.
Capital market financing, both in debt and equity modalities.
Bank or private financing for equity in "Project Finance" type projects.
Bank financing in acquisition processes.
Bank Financing
We assist our clients in securing bank financing for new investment projects as well as for supporting business operations by undertaking the following activities:
Assessment of recent financial history (when applicable).
Development of financial projections to understand financing needs and future repayment capacity.
Market research to identify interested lenders.
Preparation and presentation of information to banks.
Support during meetings with banks.
Negotiation of financing terms and conditions (amount, currency, term, interest rate, guarantees, financial covenants).
Preparation and support in executing the Due Diligence process (when applicable).
Conducting negotiations, providing financial advice on various contracts to be signed, and achieving financial closure.
Capital Markets
Financing through capital markets can be achieved through the issuance of corporate bonds, equity, or debt/capital through the structure of a financial trust.
An issuance process involves the following activities:
Assessment of recent financial history (when applicable).
Development of financial projections to understand financing needs and future repayment capacity under different scenarios.
Definition of the issuance's key parameters, including amount, term, interest rate, currency, and repayment structure.
Support in preparing a company presentation for potential investors.
Presentation of the company and product to institutional or retail investors to conduct market testing of the defined product.
Support in the securities rating process, preparing the information and documentation required by the rating agency and conducting simulation exercises necessary to achieve the desired rating.
Collaboration in selecting financial agents for the operation.
Support in defining the placement method (wholesale or retail market).
Preparation of the issuance prospectus and other related documents.
Assistance in preparing the information and documentation required by the Central Bank for public offering authorization and registration in the Securities Market.
Consumer Finance
For companies offering personal loans, securing financing through capital markets often involves asset securitization, a process that encompasses several specific activities.
At EXANTE, we have extensive experience advising clients in this industry.
The design and implementation of a securitization process entails:
Product Design
Analysis of the assets to be securitized, focusing on their financial attributes and associated risks.
Definition of eligibility criteria for the loan portfolio.
Alternative Design options
Identification and analysis of various structuring options, including the portfolio to be transferred, types of bonds to be issued, issuance term, interest rate, repayment structure, trigger clauses, etc.
Product Modelling
Calculation of cash flows for the trust and investors.
Determination of the "all-in cost" for the client.
Structuring and Implementation
Assistance in selecting participants for the issuance.
Financial advisory during the credit rating process.
Market sounding.
Presentation of the product to investors.
Final definition of the product to be issued.
Support to legal advisors in drafting all documents to be submitted to the Central Bank, including terms and conditions of the issuance, prospectus, contracts, etc.
Closing and placement.
Private Financing
When private financing is required, we adopt the following approach:
Assessment of Recent Financial History (if applicable): We analyze the company's recent financial performance to understand its current position.
Development of Financial Projections: We create financial projections to determine funding needs and future repayment capacity.
Market Survey: We identify potential financiers, such as investment funds, family offices, and other investors.
Preparation and Presentation of Information: We compile and present relevant information to potential financiers.
Support in Meetings with Financiers: We assist in discussions and negotiations with potential financiers.
Financial Advisory on Preliminary Documents: We provide guidance on preliminary agreements, such as letters of intent.
Negotiation of Financing Terms and Conditions: We negotiate aspects like amount, currency, term, interest rate, guarantees, and financial covenants.
Preparation and Support in Due Diligence Execution (if applicable): We assist in preparing for and conducting due diligence processes.
Conducting Negotiations and Financial Advisory on Contracts: We lead negotiations, advise on various contracts to be signed, and facilitate financial closure.
Financial Restructuring
We provide advisory services in financial restructuring processes to align a company's debt structure with its economic reality and current and future financial capabilities.
Our approach aims to enhance financial sustainability and strengthen relationships with lenders.
Our services include:
Review of recent financial performance: Analyzing the company's recent economic and financial results to understand its current situation.
Analysis of current indebtedness: Evaluating existing debt in terms of amounts, costs, provided guarantees, and repayment conditions.
Development of an economic-financial projections model: Creating models that allow simulation of different scenarios to assess the impact of various restructuring strategies.
Projections under different assumptions: Developing forecasts considering both the current debt structure and potential operational and financial restructurings.
Design of financial adjustment proposals: Crafting proposals that align with the company's needs and the interests of financiers.
Preparation of documentation for presentation to financial institutions: Compiling necessary information to facilitate discussions with lenders.
Support in negotiations with financiers: Assisting in reaching agreements under favorable conditions for all parties involved.
Advisory on structuring and closing contracts: Providing guidance throughout the process to ensure successful implementation of the restructuring plan.
We assist our clients in defining and executing the optimal financing structure, aligned with their objectives, current situation and the market options available".
